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Title Company in Grand Prairie, TX

We are a dedicated title company in Grand Prairie, TX. Most people can't answer the question, "What are the functions of a title company?" The reference "title company" implies a purpose of assuring title, but the title company goes beyond that. The title company handles the closing of the transaction by coordinating all parties — the lender, the buyer, and the seller — and preparing all necessary documents including the settlement statement (HUD-1). It also handles all the money involved in the closing. Through all this, the title company's main function is to provide title insurance to the buyer and any lender financing the purchase. When you contact us, we can provide you with more information about how we can help you.

Title insurers differ from other kinds of insurers in that they attempt to research and "eliminate" all risks of title defects rather than to "assume" risks. It is the ancillary function of the title company, then, to handle the actual closing to assure that the documents necessary to convey clear title have been properly executed and filed and that all previous interests in the property have been disposed of. Title insurance in the State of Texas is regulated by the Texas Department of Insurance. The title company performs three major functions described as follows:

The search and examination of titles sufficient to prepare a commitment for title insurance.
The closing of the transaction, or more particularly, the handling of all documents necessary to effect the transaction and disbursing the funds accordingly as escrow agent.
The issuance of the title insurance policies to the buyer and any lender ensuring the title as transacted.

What You Need to Know

Allegiance Title Company enjoys the reputation of performing exceptional real estate closings in all of its branches by employing experienced, professional escrow officers. Allegiance's associates understand that the purchase of a home is a stressful, yet exciting time in one's life. Thorne & Skinner, therefore, must not only be skillful in the technical aspect of closing but in the way, we handle the needs and concerns of your customers.

We work closely with the brokerage community in Grand Prairie, Texas, to ensure that each real estate transaction is handled in a highly professional manner to your ultimate satisfaction.